Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 179,209 reviews, last reviewed 13th Jul 2026
634% increase in 5 star reviews
in the past 90 days
686% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026
Dario V's avatar
Dario V

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026
Abdul A's avatar
Abdul A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179508)

Keeping Track

5
A handy way to manage your purchases helps you keep track on what your spending limits are, enables you to get your purchase Reviewed on: 7th July 2026

paypal makes me feel safe when making payments

5
paypal makes me feel safe when making payments Reviewed on: 7th July 2026

Great,simple and quick way to pay.

5
Great,simple and quick way to pay. Reviewed on: 7th July 2026

Easy to shop, pretty forward and clear communication...

5
Easy to shop, pretty forward and clear communication both seller and customer service. Trustful and good app. Reviewed on: 7th July 2026

Best financial tool as a single parent

5
As a single mother of 5 it has been an amazing way of being to able to build and rely on to help improve my life.Being able to budget effeciently and pay only what i could afford while still having peace of mind knowing that birthday gifts and christmas os getting sorted. Reviewed on: 7th July 2026

Good for managing your money

5
Very easy to use and good easy of paying over time Reviewed on: 7th July 2026

Simple and easy to understand.

5
Simple and easy to understand. Super efficient also. Reviewed on: 7th July 2026

Very good service no charges and if items don’t tur...

5
Very good service no charges and if items don’t turn up you get refunded from pay pal Reviewed on: 7th July 2026

Very flexible and easy to use , never had any proble...

5
Very flexible and easy to use , never had any problems , feel safer using PayPal for New Purchases from New Web Sites. Reviewed on: 7th July 2026

Really easy to use and takes the hassle out shoppping

5
Really easy to use and takes the hassle out shoppping Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 100215 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3852 reviews
    PayPal
    View all products