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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179438 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179454)

I’ve never had any issues.

I’ve never had any issues. Everything is clear and transparent. The only thing that sometimes causes confusion is that payments are deducted from the account a few days later. Reviewed on: 7th July 2026

I find PayPal secure and use it all the time.

I find PayPal secure and use it all the time. It's simple to use and every transaction can be seen easily. The staff are polite and very helpful if a problem arises. Payments can be made quickly on a mobile phone or by thedebit or credit card now available. Reviewed on: 7th July 2026

Safe and good.

It gives an excellent choice to making payments, much easier and safer. whenever you wish to make a full payment or split payments to make you feel you control your spendings and payments. Reviewed on: 7th July 2026

Easy to use, and convenient.

Easy to use, and convenient. blah Reviewed on: 7th July 2026

PayPal has just always been a positive experience fr...

PayPal has just always been a positive experience from speaking to their customer service to seeing the options to pay for the products I have bought I especially really like the pay in 3 option as this helps manage my finance better. Reviewed on: 7th July 2026

Paypal is an excellent banking experience.

Paypal is an excellent banking experience. Great service Reviewed on: 7th July 2026

Always use PayPal when paying online feel safer

Always use PayPal when paying online feel safer Reviewed on: 7th July 2026

Simple to use and manage payments

Simple to use and manage payments Reviewed on: 7th July 2026

Paypal has been my financial partner for many years...

Paypal has been my financial partner for many years and they never failed to give me guidance and assiatnce whenever i need one. Reviewed on: 7th July 2026

Excellent

Convenient and helpful way to pay and earn points too Reviewed on: 7th July 2026

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