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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179365 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179387)

Better than others

Seamless, convenient and money saving. Reviewed on: 7th July 2026

Paypal gives me the peace of mind when purchasing.

Paypal gives me the peace of mind when purchasing. It provides security when using the Internet for purchases. I have had a few instances from rogue sellers and PayPal have stepped in and resolved any issues. Reviewed on: 7th July 2026

Really easy to navigate online and peice of mind whe...

Really easy to navigate online and peice of mind when it comes to sending money Reviewed on: 7th July 2026

Staff were really helpful

STAFF WERE REALLY HELPFULL WHEN I WAS UNABLE TO SORT MY PROBLEM ON THE APPT, I WAS PUT THROUGH TO A MEMBER OF STAFF REALLY QUICKLY AND THEY WERE ABLE TO SORT EVERYTHING OUT FOR ME AND DIDN'T MAKE ME FEEL LIKE AN IDIOT, I'LL BE HONEST I'M NOT REALLY COMPUTER SAVEY. I LOVE I'M ABLE TO PAY FOR LARGE PURCHASES IN THREE PAYMENTS AND ALSO PAY WITH PAYPAL FOR SMALLER ONES, KNOWING MY PERSONAL DETAILS ARE SAFE. I HAVE RECOMMENDED PAYPAL TO A FEW OF MY FRIENDS. Reviewed on: 7th July 2026

Always there when I need it.

Always there when I need it. Good service as standard Reviewed on: 7th July 2026

4 Months to pay for items over £99

4 Months to pay for items over £99 with no interest incurred. As well as pay in three for smaller purchases make it easier to budget and spread the cost. Reviewed on: 7th July 2026

Very reliable service , but unfortunately not given...

Very reliable service , but unfortunately not given enough credit limit so cannot use it for any purchase. Reviewed on: 7th July 2026

Always easy to use, any issues are resolved quickly...

Always easy to use, any issues are resolved quickly and never had any problems with payments Reviewed on: 7th July 2026

PayPal help and easy and safe payment .

PayPal help and easy and safe payment . Is vey easy and simple Reviewed on: 7th July 2026

Alright, so if you're into Warhammer

Alright, so if you're into Warhammer you already know the plastic crack index is real. Them big box sets and army bundles do not come cheap at all. That’s exactly why that PayPal Pay in 3 thing is a proper lifesaver to be honest. Instead of dropping a massive wedge of cash all at once and making your bank balance look a bit sorry for itself, you can just split the cost over three months interest-free. It makes swallowing the price of a new Combat Patrol or a massive centerpiece model a whole lot easier. You get your grey plastic fix delivered right to your door now, while your wallet gets a bit of breathing room to pace things out. It's just a dead handy way to manage the hobby budget, simple as. Reviewed on: 7th July 2026

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