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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179321 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179324)

Reliable company always use them

Reliable company always use them Reviewed on: 7th July 2026

No hassle solution

Easy, no hassle to use, instant decisions Reviewed on: 7th July 2026

All round niceeeeee

Very easy to set up and monitor! Great back up Reviewed on: 7th July 2026

Very easy to use and helpful staff when needed

Very easy to use and helpful staff when needed Reviewed on: 7th July 2026

used it for decades, faultless from the start and gr...

used it for decades, faultless from the start and great to have new points system too, my go to purchasing tool for online purchases Reviewed on: 7th July 2026

Overall, I've had a good experience with PayPal Credit.

Overall, I've had a good experience with PayPal Credit. It's easy to use, the application process was straightforward, and payments are simple to manage. It's been a convenient option for making purchases and spreading the cost when needed. Reviewed on: 7th July 2026

PayPal offer flexible interest free payment options...

PayPal offer flexible interest free payment options which makes budgeting for purchases easier and more affordable. Reviewed on: 7th July 2026

Smooth payment process always.

Smooth payment process always. Excellent service Reviewed on: 7th July 2026

Good reputation

I like using paypal credit because it secure. They give you time to pay. Also they can help you with the dispute for suppliers. They work very hard for their reputation. Reviewed on: 7th July 2026

A transparant and straightforward website to use

A transparant and straightforward website to use and navigate. Have had an account for over 10 years - and will continue to use. To be honest not a big fan of online apps but Paypal gives you the confidence to pay for items, transfer, save, etc. Would recommend!! Reviewed on: 7th July 2026

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