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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179302 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179302)

Help with the bigger things

Helps really well when budgeting for holidays or big finances such as furniture Christmas shopping and you get a little nudge when the money is due out - what’s not to like! Reviewed on: 7th July 2026

Brilliant service highly recommend

Straight forward and easy to use no issues. Reliable and safe. Reviewed on: 7th July 2026

Good easy to use

Good easy to use, app straight forward & clear. Convenient & interfere options Reviewed on: 7th July 2026

It is smooth experience and i have not issues with i...

It is smooth experience and i have not issues with it, just the payments of the statements is a bit slow but jot an issue Reviewed on: 7th July 2026

Safe, secure, efficient and great service.

Safe, secure, efficient and great service. Reviewed on: 7th July 2026

The Safest Of Hands...

I have used PayPal for many years and have always been confident that my money andf my details have been in the safest of hands. Reviewed on: 7th July 2026

PayPal is a convenient option to pay for items and s...

PayPal is a convenient option to pay for items and spreading the cost. I love the option to change up my payments every month to suit my outgoings i.e paying more when I can afford it to minimise interest rates even though they are very competitive Reviewed on: 7th July 2026

it has never let me down, it does what it...

it has never let me down, it does what it promises Reviewed on: 7th July 2026

Easy and efficient service.

Easy and efficient service. Takes the worry out of you. Easy repayments done automatically. Reviewed on: 7th July 2026

PayPal credit helps

Great service, security and peace of mind. Reviewed on: 7th July 2026

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