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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179291 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179292)

Convenient - Always available with minimal fuss

Always available with minimal fuss Reviewed on: 7th July 2026

I use Paypal Credit on a daily basis, and I like it.

I use Paypal Credit on a daily basis, and I like it. I have had only one issue in the past, I accidentally set up a wrong amount to transfer from my account, which caused issues. The customer service are helpful and fast. When someone tried to steal my card, they handled the situation in a very fast and effective way. Reviewed on: 7th July 2026

Simple to use, easy to set up works everywhere, what...

Simple to use, easy to set up works everywhere, what is not to like?! Reviewed on: 7th July 2026

Very reliable.

Very reliable. Use it all the time when short on cash. Reviewed on: 7th July 2026

Paypal makes it easy to mange payments and it ensure...

Paypal makes it easy to mange payments and it ensures a flexible payment route to help manage spending Reviewed on: 7th July 2026

Paypal credit was there for me

Whenever I need to treat myself, paypal credit was there. Whenever I wanted to treat my family, paypal credit was there. Low monthly payments, just some money there for a treat or two. Reviewed on: 7th July 2026

I love the option of PayPal credit...

I love the option of PayPal credit, it has been very convenient for me to use and with the no interest if you pay back within the specified time it is a cost effective way to borrow. Whenever I have had a problem and had to get in touch with PayPal they have always dealt with it efficiently and been very understanding with my issues. Reviewed on: 7th July 2026

Good service

I have used PayPal for a number of years. Never had any issues. Reviewed on: 7th July 2026

Very Happy!

Very quick to apply and easy to follow the instructions. Reviewed on: 7th July 2026

Easy Peasy Pay Pal

Find PayPal simple to use and they have my trust - always a great experience. Reviewed on: 7th July 2026

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