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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179546 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179575)

0% interest

Easy to use long period of 0% interest and a trusted brand Reviewed on: 7th July 2026

PayPal credit

I have PayPal credit for a long time and it's very good. Easy to use and customer service very efficient. Reviewed on: 7th July 2026

PayPay is so easy to use.

PayPay is so easy to use. It provides great service and is easy to manage, as well as sending reminders and alerts frequently to keep finances in check. I would recommend this to anyone that needs an easy and reliable method for financing. Reviewed on: 7th July 2026

I’ve been a PayPal user for almost 5yrs and very imp...

I’ve been a PayPal user for almost 5yrs and very impressed by their customer service, reliability and fairness. Reviewed on: 7th July 2026

I use PayPal for most of my transactions

I use PayPal for most of my transactions because it gives me piece of mind on my purchases , also I can spread payments Reviewed on: 7th July 2026

Perfect for everything you need to do in life from s...

Perfect for everything you need to do in life from shopping to buying and dealing money they knows all Reviewed on: 7th July 2026

It’s a brilliant service that I think is very user f...

It’s a brilliant service that I think is very user friendly. I like the 4 months free interest that doesn’t lock you into a payment and allows me to just pay it off when needed rather then a strict monthly payment Reviewed on: 7th July 2026

Have always trusted PayPal for transactions.

Have always trusted PayPal for transactions. I know they’ve got your back Reviewed on: 7th July 2026

Terms that make the decision to use them an easy one

I have found PayPal Credit extremely useful and they have been there to help me when I have needed them. I feel their terms are fair and it makes the decision to use them for a small purchase I may not have the cash for an easy one Reviewed on: 7th July 2026

No issues and I have been a customer for a long time.

No issues and I have been a customer for a long time. Reviewed on: 7th July 2026

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