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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165303)

Quick and easy to use app really helps here because...

Quick and easy to use app really helps here because applications for credit are really quick and easy too! Never had any issues with PayPal credit but I'm sure customer services are great. Reviewed on: 22nd May 2024

Very helpful and quick to respond if you have any qu...

Very helpful and quick to respond if you have any queries or problems when you have a dispute Reviewed on: 22nd May 2024

i never get help from banks but PayPal have helped m...

i never get help from banks but PayPal have helped me buy new products for my home where banks would not help me out. Bying things over 3 months interest free has help me out no end Reviewed on: 22nd May 2024

Always great and reliable.

Always great and reliable. So easy to manage and pay off when able to. Reviewed on: 22nd May 2024

Great Customer Service

PayPal has been great, easy to use and always clear when caught with issues, customer service always aims to help as quick as possible Reviewed on: 22nd May 2024

I've been using it for years totally hassle free.

I've been using it for years totally hassle free Reviewed on: 22nd May 2024

Amazing, PayPal credit saved my bacon when nothing e...

Amazing, PayPal credit saved my bacon when nothing else did. I am a big and grateful fan Reviewed on: 22nd May 2024

PayPal gives you extra security for online purchases.

PayPal gives you extra security for online purchases. Whilst I have only had to dispute a purchase once, PayPal acted swiftly in ensuring I was refunded by the supplier. Reviewed on: 22nd May 2024

I’ve used PayPal for years only had one thing which...

I’ve used PayPal for years only had one thing which was when I had a pay in 4months intrest free then got a 12 monthly all payments made only come off the 12month so obviously couldn’t pay the other in time Reviewed on: 22nd May 2024

I started using pay pal credit to get my career off...

I started using pay pal credit to get my career off the ground, it has helped me to get a head start in an industry which can be very expensive to get into. Without paypal credit I wouldn’t have been able to split costs of expensive items that I couldn’t afford to pay for in a one off payment. Reviewed on: 22nd May 2024

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