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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165832)

It gives peace of mind to know I habe PayPall credit.

It gives peace of mind to know I habe PayPall credit. Reviewed on: 23rd May 2024

My PayPal experience

They were the first provider to offer me credit, ever since then not only has it been amazing to use, most retailers accept. But they are very informative so you always know what is happening with the account and all the information to go with it. Brilliant service to use. Reviewed on: 23rd May 2024

Good but fees could be better.

Good but fees could be better. I have nothing else to say Reviewed on: 23rd May 2024

No issues at all the system works well

No issues at all the system works well Reviewed on: 23rd May 2024

Handy Banking

Convenient handy instant banking Reviewed on: 23rd May 2024

Very helpful

I am very happy with using PayPal credit Reviewed on: 23rd May 2024

I have been with PayPal for many years and so far I...

I have been with PayPal for many years and so far I have no problem as long as you pay on time. Reviewed on: 23rd May 2024

Overall great experience.

Overall great experience. I highly recommend PayPal to my friends and family. Reviewed on: 23rd May 2024

Great to spread purchases of £100 or more, had an is...

Great to spread purchases of £100 or more, had an issue which was clearly and swiftly resolved too so customer service far above most financial service providers from experience. Love how you can also be provided promotional offers to spread big purchases up to 24 months with no interest or fees to pay. Reviewed on: 23rd May 2024

Excellent

Great facility and always very handy Reviewed on: 23rd May 2024

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