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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165359)

Fees are high, but easy to pay back

Fees are high, but easy to pay back interest and easy to adjust payments. Reviewed on: 22nd May 2024

PayPal credit is a game changer

PayPal credit is a game changer for spreading out the cost of larger purchases. The 4-month interest-free credit on purchases over £100 makes for a manageable solution that defers payment without encouraging over-exuberant spending. Reviewed on: 22nd May 2024

Great service and easy to navigate

I've been using PayPal for over 12 months now. The app is easy to use, any interaction and communication with customer service has been positive and helpful. Rates have been sensible. I would recommend the credit facility. Reviewed on: 22nd May 2024

Love interest free credit options

Love interest free credit options it's helps so much with family expenses Reviewed on: 22nd May 2024

It’s all in the name. Pay is your Pal

PayPal credit is the new dawn. User friendly and excellent way to track one’s spending.. also a great credit builder. Highly recommend. Reviewed on: 22nd May 2024

Paypal is extremely useful.

Paypal and paypal credit have been very useful to me and I will continue to use it. My only downside was an incorrect decision made by paypal in a dispute with a retailer. I had to pay for a item that I never received!! Reviewed on: 22nd May 2024

Very convenient and easy to manage

Very convenient and easy to manage Reviewed on: 22nd May 2024

the best payment option, I use it very often and I h...

the best payment option, I use it very often and I highly recommend it. Reviewed on: 22nd May 2024

Only for you with love!!!

I am very satisfied with PayPal team, easy fast and reliable. Reviewed on: 22nd May 2024

I like to use and i only start to use PayPal becaus...

I like to use and i only start to use PayPal because it can garante safe and Trustfull online shopping and money transfers. Is one of the few that I use to do payment without fear of be scammed. With PayPal shopping and transfers is definitely safe Reviewed on: 22nd May 2024

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