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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164734 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164783)

Great service!

I’ve been using PayPal credit for a few years now and had a great experience! The app is great and making payments/tracking spending is so easy. Highly recommend! Reviewed on: 20th May 2024

Very helpful and easy too use ,everything is done qu...

Very helpful and easy too use ,everything is done quick Reviewed on: 20th May 2024

Been using PayPal credit, cant get any better!

Been using PayPal credit, cant get any better! Reviewed on: 20th May 2024

Fantastic credit facility.

I have used PayPal credit to even buy essentials like tyres for my car. Reviewed on: 20th May 2024

Easy to use app and online platform.

Easy to use app and online platform. Reviewed on: 20th May 2024

It would be great if the amount you pay with no inte...

It would be great if the amount you pay with no interest is longer than 4 months on orders over £200 Reviewed on: 20th May 2024

Best price

I really like gud start easy to buy Reviewed on: 20th May 2024

Use it alot, handy with a large credit amount for la...

Use it alot, handy with a large credit amount for large purchases to pay off over time Reviewed on: 20th May 2024

Reliable and Convenient Credit Solution

I have been using PayPal Credit for quite a few years now, and I couldn't be happier with the experience. It's an incredibly convenient and flexible way to manage my finances, especially for those larger purchases that I might not be able to pay for all at once.One of the best features is the "No Interest if paid in full in 4 months" on purchases of £99 or more. This has allowed me to buy the things I need without worrying about immediate full payment. It feels like a great value for money, especially compared to other credit options that often come with higher interest rates from the start.The application process was straightforward and quick. I appreciated the immediate access to credit, which meant I could start using it right away. The integration with my existing PayPal account makes it easy to manage payments and track spending in one place.Customer service has also been top-notch. Anytime I've had questions or needed assistance, the support team has been responsive and helpful, making the whole experience smooth and stress-free.Overall, PayPal Credit has exceeded my expectations. It offers a reliable, value-for-money solution that has made my financial management easier and more flexible. I highly recommend it to anyone looking for a hassle-free credit option. Reviewed on: 20th May 2024

Straightforward no hidden fees, Super easy to use...

Straightforward no hidden fees, Super easy to use Highly recommended Reviewed on: 20th May 2024

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