Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (164017)

It is a good credit service where you can use it any...

5
It is a good credit service where you can use it anywhere online Reviewed on: 19th May 2024

In times when things are harder PayPal credit has be...

5
In times when things are harder PayPal credit has been brilliant I can change what I want to pay back easy up or down I’ve been able to buy things I wouldn’t have been able to afford you can keep track of payments 24/7 Reviewed on: 19th May 2024

PayPal is very good and helpful .

5
PayPal is very good and helpful . For my is help-my a lot Reviewed on: 19th May 2024

Easy to use.

5
Easy to use. Good customer service Reviewed on: 19th May 2024

Really helpful when you struggle.

5
Really helpful when you struggle. Reviewed on: 19th May 2024

It was good with interest free options

5
It was good and good offers with interest free opportunities. Or was easy to set up and get going. Have used it extensively when buying things on eBay and other websites. The app is also quite good at reminding when there are any updates. Reviewed on: 19th May 2024

Using PayPal Credit has been handy for last-minute p...

5
Using PayPal Credit has been handy for last-minute purchases, especially with the 0% interest option, which has been life saver in reducing unexpected financial strain. Reviewed on: 19th May 2024

Good service prompt service reliable

5
Good service prompt service reliable Reviewed on: 19th May 2024

ever had a problem getting complaints sorted verr...

5
Never had a problem getting complaints sorted verry quickly Reviewed on: 19th May 2024

Convenience within your reach

5
Easy and convenient to use especially when purchasing online. Reviewed on: 19th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 81238 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3773 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 111 reviews
    PayPal
    View all products