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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157624 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (157625)

Best ever

Convenient to use, easy to pay and love the 0% deals! Reviewed on: 8th July 2022

Flexible and easy

Good deals with no date limitations of when offers ends. Easy to spread payment or limited time interest free payment. Reviewed on: 8th July 2022

Excellent

It helped me at a time when I needed it the most. I think it’s perfect for people who want to buy quality products and don’t have the money Reviewed on: 8th July 2022

I am very happy

The best credit . All clear to check Reviewed on: 8th July 2022

Cheap way to spread the costs.

Love how PayPal Credit gives me short interest free options or a longer way to buy goods which I know is pre approved. Great customer service who respond quickly to messages and easy to follow statements showing when payments due on each item. Reviewed on: 8th July 2022

No fuss payments

PayPal credit is there in case of emergencies. Give you peace of mind Reviewed on: 8th July 2022

Always available to rescue

My backbone credit provider when there's nowhere else to go. Simple to get, use and repay. No complications. Good customer service Reviewed on: 8th July 2022

Great and easy

Easy to use system, available with many retailers and makes online shopping a dream. Reviewed on: 8th July 2022

Quick and easy to use

It was a quick setup. Got approved after a couple of questions and a quick check. It is easy to use and understand. I really like the 0% interest payment options, and the longer payment plans as well. Your credit limit can be increased if you always pay on time, and it is done automatically. Reviewed on: 8th July 2022

The best

I love luxury items now I can afford i and spread the cost Reviewed on: 8th July 2022

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