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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166282 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (166483)

PayPal is very convenient and easy to use.

PayPal is very convenient and easy to use. I use it all the time for booking holidays with friends and family because of 4 month 0% interest. Now I’m looking to order Curve card so I can start using PayPal credit at any retailer, whenever needed. Reviewed on: 24th May 2024

Used PayPal for years

Used PayPal for years and I have never had any problems. I have called customer service only once and they were very helpful and resolved the issue straight away. Reviewed on: 24th May 2024

Reliable,safe and secure.

Reliable,safe and secure. Issues resolved seamlessly. Reviewed on: 24th May 2024

I have used PayPal to pay for my travel tickets with...

I have used PayPal to pay for my travel tickets with interest free for good three months which other financial credit offices will not do Reviewed on: 24th May 2024

Very easy to use online application.

Very easy to use online application. No pressure to take up the credit facility-it was nearly a year before I accessed it. It was great to know it was available. Setting up the DDM to repay the loan was one of the easiest I have experienced. Reviewed on: 24th May 2024

Perfect PayPal

I love how easy PayPal is to use and you can use it pretty much everywhere. It makes me feel better using PayPal as you are protected if anything goes wrong. This is my chosen payment method with most things. Reviewed on: 24th May 2024

Helpful and not restrictive

The 0% interest for 4 months is a good send and gets me out of a bind. Helps when purchasing something on offer that I don't have the full money for Reviewed on: 24th May 2024

simple to use and great rate of paying back

simple to use and great rate of paying back Reviewed on: 24th May 2024

Never had any issues, easy to use and manage.

Never had any issues, easy to use and manage. Reviewed on: 24th May 2024

Interest free credit for 4 months - what could be be...

Interest free credit for 4 months - what could be better? Reviewed on: 24th May 2024

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