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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169588 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169620)

Ease of access

Ease of access, user-friendly, prompt response, credit allowance Reviewed on: 31st May 2024

Phone purchase

I used paypal credit to by a phone ,it was much cheaper buying directly from the makers and they used PayPal as one of the payment options. Reviewed on: 31st May 2024

Hassle free payments , quick processing, easy to acc...

Hassle free payments , quick processing, easy to access, good payback offers and rates Reviewed on: 31st May 2024

PayPal Credit - flexible and easy

In my opinion PayPal credit is the most flexible and easy to use credit service out there. Managing is easy within the app or online, simple interface and straightforward payment plans. It's really handy to have multiple payment options, spreading the cost over longer or defined periods really helps with the budget when the unexpected happens. Reviewed on: 31st May 2024

easy use for payments

easy use for payments and send money for your relatives. Reviewed on: 31st May 2024

Trustworthy

Find PayPal so easy to use and shop online 90percent of time as it uses PayPal Reviewed on: 31st May 2024

Always great and efficient service from Paypal.

Always great and efficient service from Paypal. Always available to help & easy to use app. Reviewed on: 31st May 2024

I have been using PayPal for several years now and I...

I have been using PayPal for several years now and I have found it very useful and secure and safe. And very easy to use. Reviewed on: 31st May 2024

Straight forward and simple money processing.

Straight forward and simple money processing. Also it’s all so streamlined when making payments or connecting from different devices Reviewed on: 31st May 2024

They are the best.

They are the best. I introduce more than 10 family and friends join PayPal credit Reviewed on: 31st May 2024

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