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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (159486 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (159496)

Brilliant Product

The PayPal credit is a brilliant product offering extended interest free terms on large purchases. The app is so easy to use to manage you account and monitor spend, helping you to benefit from 0% offers. Reviewed on: 2nd June 2023

Best service

With ease to pay off in 4 months without interest has been a great feature unlike many other competitors Reviewed on: 2nd June 2023

Convenient for consumers

Excellent money management at your fingertips Reviewed on: 2nd June 2023

4 Months Interest Free

Excellent offering that makes large purchases, possible and manageable. Reviewed on: 2nd June 2023

A useful source of credit with good offers

I often use Paypal Credit for medium size transactions as the zero interest offers are great and I have never had any issues whilst using it . I would recommend it to anyone. Reviewed on: 2nd June 2023

Quick and flexible

Thanks PayPal I can pay in advance my festival tickets without ruin my budget. Thanks! Reviewed on: 2nd June 2023

Excellent Service

I use PayPal for my purchases everytime it's available.. I feel safe and it gives me security on them too. It's great for transfers to friends too. Love it and would highly recommend everyone to try it! Reviewed on: 2nd June 2023

Simplicity

Very easy to follow my credit on the app. I like being able to check how my account is doing from my phone . Reviewed on: 2nd June 2023

PayPal Credit

Easy to set up. Easy to use. Brilliant. Reviewed on: 2nd June 2023

100%

Great excellent service and a pleasure doing business Reviewed on: 2nd June 2023

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