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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (158498)

Affordable

5
In todays climate we all need a little hand and that’s exactly what PayPal credit does for me. It gives me that extra boost I need sometimes Reviewed on: 8th July 2022

Fantastic options

5
Borrowing from paypal has helped me with so many important projects and family matters I think I would count PayPal credit as not only a company but they are friends Too which will continue for sure Reviewed on: 8th July 2022

Recommend by online purchases

5
Recommend by online spenders and safer way to pa for your goods Reviewed on: 8th July 2022

Moss

5
Is really helpful in times in needs Reviewed on: 8th July 2022

Easy and good

5
It’s easy and you can spread all costs with zero interest free. Reviewed on: 8th July 2022

Cool product

5
Fast and easy to use and very useful when you need quick credit and as well help building your credit score. Reviewed on: 8th July 2022

Good enough

3
Similar to other credit cards. Use the credit sensibly. Reviewed on: 8th July 2022

Credit feedback

3
I like that you can pay interest free for transaction over £100. Reviewed on: 8th July 2022

Cool product

4
Fast and easy to use and very convenient when you need it on the fly. Reviewed on: 8th July 2022

PayPal Really is your Pal

5
Absolutely outstanding customer service , products clearly defined and accessible , I would 100% recommend PayPal to everyone, get PayPal in your pocket and on your Smart Phone you will not regret the decision ***** Stars Reviewed on: 8th July 2022

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