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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164275 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164275)

Paypal / paypal credit

Paypal is a convenient way to pay, whether using paypal linked to a card or paypal credit. Like most online companies, when things go as planned everything's great, when there's a hiccup, these can be difficult to resolve easily. Luckily most things go as planned. For online purchases it's my preferred payment method, no need to enter card details on every platform, simply use paypal, and it's done. Reviewed on: 18th May 2024

Never any issues and a great service provider

Never any issues and a great service provider Reviewed on: 18th May 2024

I find PayPal Credit allows me to buy those extra tr...

I find PayPal Credit allows me to buy those extra treats and I like I can keep an eye on my repayment on the app whenever I like Reviewed on: 18th May 2024

I have credit and I am fine with that

I have credit and I am fine with that Reviewed on: 18th May 2024

PayPal Credit is my go to checkout choice.

PayPal Credit is my ‘go to checkout’ option when I want to buy something that is between £200 and £2,000 - it is a no brainier and I can control what deal is best for me. I am in charge and most of the time I am pre- approved for most of my purchases. Reviewed on: 18th May 2024

Excellent experience.

Excellent experience. I can't buy anything without paying through PAYPAL. Its the safest way to pay Reviewed on: 18th May 2024

A great way to manage finances

paypal is great for buying this, support buying things and keeping your finances safe Reviewed on: 18th May 2024

Constant help

Wonderful user interface and credit options Reviewed on: 18th May 2024

Very clear and helpful never had a problem with this...

Very clear and helpful never had a problem with this product Reviewed on: 18th May 2024

I use PayPal credit regularly and absolutely love it.

I use PayPal credit regularly and absolutely love it. I’m aware of my balance easily, my statements are easy to find and it’s clear to see what I owe Reviewed on: 18th May 2024

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