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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (165070)

Stress free payment plans easy to follow

5
Stress free payment plans easy to follow Reviewed on: 20th May 2024

Can't beat this company, so helpful

5
Can't beat this company, so helpful Reviewed on: 20th May 2024

Easy to use

5
Very good fast payment and very Secure. Reviewed on: 20th May 2024

Flexible pay terms and offer 0% interest on selected...

5
Flexible pay terms and offer 0% interest on selected purchases. Reviewed on: 20th May 2024

Credit facilty and any issues they sort out speedy

5
Credit facilty and any issues they sort out speedy Reviewed on: 20th May 2024

So easy!!

5
Have used PayPal for years, started using with EBay. Now use PayPal credit and pay in 3 which gives me the flexibility I need when buying products online. It’s good to know I have protection too. Reviewed on: 20th May 2024

It’s been an awesome experience for me.

5
It’s been an awesome experience for me. The user interface and user experience has been top notch. Reviewed on: 20th May 2024

Good credit facilities with pay in 3 option.

5
Good credit facilities with pay in 3 option. Very handy at 0% Reviewed on: 20th May 2024

Customer service is the worst, waiting until closing

1
Customer service is the worst, they kept me waiting until their closing time that is when I was charged twice in error and refused to admit it. Reviewed on: 20th May 2024

Handy tool

5
Everything is great whenever I use pay pal to purchase Reviewed on: 20th May 2024

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