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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165576)

Simple set up process for credit.

Simple set up process for credit. Reviewed on: 21st May 2024

Super Easy and Manageable

PayPal was very easy to set up and makes paying through lager payments much more streamlined and less stressful. I think when used responsibly the app is perfect for those looking to spread out their purchases! Reviewed on: 21st May 2024

Always had a better service, promising and excellent...

Always had a better service, promising and excellent customer services Reviewed on: 21st May 2024

I enjoy using the service and it helps me giving mor...

I enjoy using the service and it helps me giving more time to pay for things Reviewed on: 21st May 2024

In the last 3 years I have made many orders, I am ve...

In the last 3 years I have made many orders, I am very pleased. Reviewed on: 21st May 2024

Paypal Credit is a GAMECHANGER!!

Paypal Credit has been an absolute lifesaver for my wife and I!! We use it to help maintain a steady credit profile whilst getting to reap the benefits of having that extra bit of cash on the side for those unexpected purchases or spontaneous trips. Fantastic customer service and never any problems! I have stopped using my Barclaycard and now manage my credit using Paypal!! Reviewed on: 21st May 2024

Very good service , very good refund

Very good service , very good refund Reviewed on: 21st May 2024

Simple and easy PayPal

Offers in plain language. App easy to use and manoeuvre around. Have used PayPal since it's early days and never once had an issue or grievance. Reviewed on: 21st May 2024

I have always used PayPal and find it very safe.

I have always used PayPal and find it very safe. I have never had any issues and trust PayPal 100%. This is the best way to avoid scams Reviewed on: 21st May 2024

Excellent and very fast customer service

Excellent and very fast customer service Reviewed on: 21st May 2024

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