Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165833 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (166027)

Easy without hassling

It's easy and helps you get what you need without hassles Reviewed on: 22nd May 2024

Large purchases are temporarily interest free

I love that large purchases are interest free for a while which is really helpful Reviewed on: 22nd May 2024

Use this service a few times.

Use this service a few times. I found it very useful and would recommend to family and friends. Reviewed on: 22nd May 2024

Paypal has always been trustworthy

Paypal has always been a trustworthy company, for me. Never any issues using PayPal, ever. Reviewed on: 22nd May 2024

I am a PayPal member for more than 5 years and was n...

I am a PayPal member for more than 5 years and was never disappointed by them. Good service and value for money is outstanding Reviewed on: 22nd May 2024

Interesting experience

Bought dehumidifier and payed interest free instalments. It was good experience. Reviewed on: 22nd May 2024

Paypal Credit is safe, easy and transparent

I consider Paypal Credit the safest, easiest and most transparent credit from entire credit market. Reviewed on: 22nd May 2024

Smooth as butter

Smooth as butter, hassle free checkouts. No more reading fine prints, ecc. you’re as good as go when you hit buy! Reviewed on: 22nd May 2024

Reliable, convenient and safe.

PayPal Credit has always been reliable, easy to use and safe. I have recommended it to friends and family on numerous occasions as it's convenient and hassle free. They are great at getting necessary information out to you in quick and easy emails and I have never had an issue raising concerns or questions regarding my credit. Reviewed on: 22nd May 2024

Great Customer Service

Whenever I’ve had a query it’s been solved quickly Reviewed on: 22nd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81390 reviews
Payments
from PayPal 4.70 from 3774 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub