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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165779)

Excellent way ..

Excellent way to pay for your item and knowing that it is secure Reviewed on: 22nd May 2024

Seemless, smooth, easy to use.

Seemless, smooth, easy to use. Paypal credit is the easiest way to have some extra borrowing capacity without jumping through multiple loops with banks. I use it when I need to save cash and then can repay at any time. It is the flexibility I love the most - gone end of the months scary credit card bills... I feel that with PayPal credit I am in control - have cancelled all credit cards ! Reviewed on: 22nd May 2024

Good service

Been OK happy with service staff very pleasant when I have any issues. Reviewed on: 22nd May 2024

PayPal is awesome.

PayPal is awesome. I’ve been using it for many years. It is trusted and safe Reviewed on: 22nd May 2024

Credit experience

My experience has been very good so far. I started using PayPal credit around 2 years ago and haven’t had a single issue. Repayments are good and everything is clear so you don’t have to worry about missing anything. Reviewed on: 22nd May 2024

Easy, convenient and very quick to use, just downloa...

Easy, convenient and very quick to use, just download the app and off you go. Have already recommended it to friends and family, the deals are fantastic, just had a free 3 yrs to pay on my last purchase with no interest, it’s a no brainer to use . Reviewed on: 22nd May 2024

Excellent customer service

Every time I ring customer service the agents are so helpful, professional & knowledgeable, also, the App is great and very easy to find your way around, would definitely recommend Reviewed on: 22nd May 2024

PayPal has been a great service provider from day on...

PayPal has been a great service provider from day one since I opened my account Reviewed on: 22nd May 2024

Quick communication , useful when times are hard.

Quick communication , useful when times are hard. Reviewed on: 22nd May 2024

Great rates.

Great rates.. quick payments and credit rates increased on regular basis Reviewed on: 22nd May 2024

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