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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169289 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169388)

Very easy to use the app.

Very easy to use the app. Flexible payment options, especially pay in 3, no interest Reviewed on: 30th May 2024

Convenience

I find PayPal very easy to use and I enjoy the convenience it brings. Reviewed on: 30th May 2024

I don’t ever find any issues with PayPal.

I don’t ever find any issues with PayPal. I use it to pay for online items and also use the PayPal credit option at times. This is an excellent service that I can’t fault. Reviewed on: 30th May 2024

PayPal credit

I have enjoyed PayPal credit since I join Reviewed on: 30th May 2024

opportunity

Pay pal credit gives me the opportunity to buy in advance with out being in death and interest free Reviewed on: 30th May 2024

PayPal is my best friend..!!

I’ve found PayPal to be very helpful when splitting the cost of purchases, and getting more time to pay. PayPal’s 4 month interest free offer is also something I regularly use, and has been a godsend at times. PayPal’s customer service has also been great, when having to deal with rogue sellers and websites. All in all, PayPal is a staple in my life, when paying for purchases. Reviewed on: 30th May 2024

Always an excellent experience 10/10 5*****

Always an excellent experience 10/10 5***** Reviewed on: 30th May 2024

I use PayPal all the time especially PayPal credit i...

I use PayPal all the time especially PayPal credit it’s nice to have that little longer to pay things off. Reviewed on: 30th May 2024

Top Marks

Simple, efficient, secure. The go to payment method for online transactions. Reviewed on: 30th May 2024

Really easy to use.

Really easy to use. Quickest and easiest way to make purchase. Reviewed on: 30th May 2024

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