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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169389)

Really easy to use.

5
Really easy to use. Quickest and easiest way to make purchase. Reviewed on: 30th May 2024

Very good would highly recommend this service to people

5
Very good would highly recommend this service to people Reviewed on: 30th May 2024

Easy and efficient

5
Easy to use and offers great options for splitting up cost Reviewed on: 30th May 2024

Great facility

5
Very convenient and easy to use facilities. Reviewed on: 30th May 2024

Amazing!

5
Everything about PayPal credit is amazing!! Would highly recommend Reviewed on: 30th May 2024

Easy to use and easy make payments just wish the day...

5
Easy to use and easy make payments just wish the day quicker when comes out Reviewed on: 30th May 2024

I’ve been using PayPal for good couple of years now...

5
I’ve been using PayPal for good couple of years now and I have never had any issues with them. I had an issue once which I contacted PayPal customer service which they answered my call quick and sorted my issue out in minutes. I would recommend everyone to use PayPal. Reviewed on: 30th May 2024

Easy to use and understand.

5
Easy to use and understand. Very reliable and always there when needed Reviewed on: 30th May 2024

Always feel safe purchasing stuff with PayPal

5
Always feel safe purchasing stuff with PayPal Reviewed on: 30th May 2024

Satisfaction

5
I enjoy the fact that if there’s any problems I contact PayPal informing them of the problem and they sort it out this gives me peace of mind that if need be they return my funds Reviewed on: 30th May 2024

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