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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164275 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164275)

Great payment plans

Easy to use and allows for interest free payment plans on purchases Reviewed on: 18th May 2024

I have used PayPal for a long time now it is a conve...

I have used PayPal for a long time now it is a convenient and efficient mode of payment and gives you a peace of mind you’re sure it gives you security of every item and anything you buy from eBay or stores or even buying online it’s a secure and safe way of payment that assures you of a smooth transactions and if something goes wrong PayPal is always there to help and guide you. Reviewed on: 18th May 2024

Easy to use, very straight forward and not complicated

Easy to use, very straight forward and not complicated Reviewed on: 18th May 2024

Helpful and easy, works on a lot of places.

Helpful and easy, works on a lot of places. Helped me out of a few jams when i really needed it. Cant fault the service. The low interest and the no interest offers are super helpful Reviewed on: 18th May 2024

Good easy to use.

Good easy to use. No problems. The interest free period excellent to use without burden of paying back straight away. Reviewed on: 18th May 2024

Positive experience then using PatPal...

Always have a positive experience then using PatPal for money transfers to arranging credit payment. You know that your transactions are safe. Reviewed on: 18th May 2024

easy no problem

never had any problems loads of places that accept PayPal most purchases £100+ are 4 months interest free Reviewed on: 18th May 2024

3 year review

I have used PayPal credit for roughly 3 years and I only use it to purchase expensive items. I don't own any other credit card as I find having the 4 months 0 interest appealing. I find the process quick and easily and will continue to use. Reviewed on: 18th May 2024

Easy to use recommend paypal

Easy to use recommend to anyone. Convenience when it's needed Reviewed on: 18th May 2024

A company you can tryst

I've always trusted PayPal with either small or large transaction amounts , and to know your protected if anything goes wrong or faulty is brilliant. Reviewed on: 18th May 2024

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