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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165018 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165070)

Never been let down by PayPal.

Never been let down by PayPal. Sending money, receiving money is just easy. PayPal credit is a great option to split your payments. Reviewed on: 20th May 2024

used PayPal credit on numerous occasions, the...

I have used PayPal credit on numerous occasions, the process is simple and effective, Reviewed on: 20th May 2024

Great to allow monthly payments.

Great to allow monthly payments. Gives you great options and freedom of payments. Reviewed on: 20th May 2024

Quick and easy to use, can be used with any...

Quick and easy to use, can be used with any purchase Reviewed on: 20th May 2024

A simple way to pay

PayPal is a user friendly and simplistic app. East to navigate and use Reviewed on: 20th May 2024

It’s been good.

It’s been good. Interest is a bit high. But use it Reviewed on: 20th May 2024

I’ve had no problems with them at all!

I’ve had no problems with them at all! They’ve been great Reviewed on: 20th May 2024

Had an issue with a transaction, they resolved it ve...

Had an issue with a transaction, they resolved it very effectively Reviewed on: 20th May 2024

Every time I have had an issue with a purchase I was...

Every time I have had an issue with a purchase I was able to speak to a PayPal member of staff and they were always helpful and helped resolve the matter very quickly!! I also think that the system is easy and straight get forward and the repayment rate is very fair compared to other lenders . Reviewed on: 20th May 2024

Overall good

Good security, good customer service and a simple way to send money internationally but exchange not as competitive as others. Reviewed on: 20th May 2024

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