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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165581)

Highly recommended!

Great app makes it easy to keep up and on top of things. Pay in 3 is awesome to so highly recommended. Reviewed on: 21st May 2024

I used PayPal all the time!

I used PayPal all the time. Especially the PayPal credit, which is super helpful with the 0% interest. Reviewed on: 21st May 2024

Paypal credit go to if need time to pay

Use PayPal a lot it's my go to if need to give time to pay get reminders when payment due which is helpful if u forget highly recommend company app is easy to use Reviewed on: 21st May 2024

Getting my money back

I don't exactly remember the detailed story, it was a long time ago when someone didn't want to pay my money back. I called PayPal customer service and explained what happened and they helped me. I don't know how they did it the money was on next day on my account. Reviewed on: 21st May 2024

I decided to use PayPal credit during Covid when my...

I decided to use PayPal credit during Covid when my income dipped. it was a lifesaver , always there in an emergency. Reviewed on: 21st May 2024

Pay with confidence

Straightforward hassle free service, pay with confidence. Reviewed on: 21st May 2024

Love it - Paypal credit is convenient and there when...

Love it - Paypal credit is convenient and there whenever I need jt Reviewed on: 21st May 2024

PayPal credit is great

PayPal credit is a great thing to use when buying big items online, especially if you need extra time to pay for things. It’s easy to use and hassle free Reviewed on: 21st May 2024

PayPal credit is such a good financial product.

PayPal credit is such a good financial product. The monthly statements are clear and the % APR is extremely reasonable. There are so many different finance options available, some even including interest free over an amount of months. It’s really easy to choose what is suitable for you from all the options and it’s available on so many different online retailers. Reviewed on: 21st May 2024

Straight forward and fuss free, what's not to like.

Straight forward and fuss free, what's not to like. Reviewed on: 21st May 2024

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