Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164275 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (164289)

They will never let you down if you need it

They will never let you down if you need it Reviewed on: 18th May 2024

I feel safe paying online via my PayPal account.

I feel safe paying online via my PayPal account. Always reliable Reviewed on: 18th May 2024

4 month interest free with pay pal credit is exc...

The 4 month interest free with pay pal credit is excellent. It has helped out so much, especially paying for holidays. Reviewed on: 18th May 2024

With PayPal you have peace of mind everything you ne...

With PayPal you have peace of mind everything you need literally at your fingertips would highly recommend PayPal credit its convenient and helps splitting the payments over a period of time for bigger purchases and with direct debit your payments are automatically processed according to your needs and if you can pay more the option is available Reviewed on: 18th May 2024

Finance for sensible people.

Pay pal has been great for spreading the cost of purchases of our mountain bikes which we love riding and the finance options have been competitive. Buying those little extras for birthdays when money was tight bought a lot of joy. Reviewed on: 18th May 2024

Helped me on my business, buying tools that I needed...

Helped me on my business, buying tools that I needed and paying in instalments. Reviewed on: 18th May 2024

Fantastic.

Fantastic. It has offered me just what I need. Such ease of use, as well. Reviewed on: 18th May 2024

Brilliant

No problems at all, paypal has always answered any questions I’ve had Reviewed on: 18th May 2024

All good for expenses

All good very good for expenses buying train tickets Reviewed on: 18th May 2024

If I have had an issue with not receiving goods PayP...

If I have had an issue with not receiving goods PayPal have dealt with it very quickly and smoothly with no quibbles great service ensuring my money is safe Reviewed on: 18th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81252 reviews
Payments
from PayPal 4.71 from 3773 reviews
Credit card
from PayPal 4.70 from 111 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub