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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164734 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164976)

I have used Paypal Credit for various expensive purc...

I have used Paypal Credit for various expensive purchases from a holiday to New York to a Samsung phone and LG laptop. This has allowed me to spread the cost of purchases with fantastic 0% finance offers and a generous credit limit. I am sure I will continue to enjoy their services for years to come! Reviewed on: 19th May 2024

PayPal credit always has great offers

PayPal credit has always had an offer suitable for my purchases and have always been extremely helpful whenever I have needed to contact them Reviewed on: 19th May 2024

I need to increase my credit to £3200

I need to increase my credit to £3200 Reviewed on: 19th May 2024

The best customer service

Customer service has always been excellent when I’ve had any issues regarding my account. Reviewed on: 19th May 2024

Not had any issues whatsoever.

Not had any issues whatsoever. Always had optimal notifications to say when a payment was due and how much it will be, the minimum amount time paid and the different ways you can fulfil that payment. Only thing I would change is when you make a payment it shows immediately, other than that, no issues. Reviewed on: 19th May 2024

Easy peasy

PayPal credit is so easy and with so many online shops using it. Reviewed on: 19th May 2024

Have always loved PayPal, PayPal credit has allowed...

Have always loved PayPal, PayPal credit has allowed me to purchase items stress free :D Reviewed on: 19th May 2024

Good service, easy to use, with credit facility.

Good service, easy to use, with credit facility. Reviewed on: 19th May 2024

I tell to everyone use PayPal its more safe.

I just trust on paypal. Because I pay something from PayPal on Facebook but the item don't reach to me. I wait for 3 months but the supplier just ask me to reach my parcel today or tomorrow for 3 months. I am so lucky because I pay from PayPal and complete but my purchases and ask them it didn't reach. PayPal solve my problem and refund my all money. I am so have tell to my all friends and my familyto buy things from PayPal. Thankyou PayPal Reviewed on: 19th May 2024

I'm happy to use PayPal credit , good propositions

I'm happy to use PayPal credit , good propositions Reviewed on: 19th May 2024

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