Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (165525)

It's really easy to set it up and them i can use it...

It's really easy to set it up and them i can use it almost everywhere online... Also i like that if i pay in 4 months i don't pay ant interest. It's pretty much like having credit card without physical card. Reviewed on: 21st May 2024

Great app easy to use customer service is friendly

Great app easy to use customer service is friendly Reviewed on: 21st May 2024

I love paypal credit as it gives me a chance to buy...

I love paypal credit as it gives me a chance to buy things without breaking the bank easily. You can pay the item slowly by paying monthly, and whenever you have extra cash to spare. Reviewed on: 21st May 2024

It is simple to communicate with your customer servi...

It is simple to communicate with your customer service representatives, who are attentive and capable of promptly resolving any issues. I am exceedingly satisfied with the service.Additionally, the money transfer feature is highly convenient, and the application is user-friendly without any complications.I receive consistent updates regarding any modifications. I have been utilising PayPal for a number of years without encountering any issues. Reviewed on: 21st May 2024

Trust in the process and fill secure with payments

Trust in the process and fill secure with payments Reviewed on: 21st May 2024

It helps spread the cost

So far I don’t have any problems with it. I have been using my credit and it is a big help especially if you want to spread the cost Reviewed on: 21st May 2024

PayPal gives me the opportunity to spread the cost.

PayPal gives me the opportunity to spread the cost. It enables me to budget ahead and be in control of my finances. Reviewed on: 21st May 2024

Ease of use and security is excellent

Ease of use and security is excellent Reviewed on: 21st May 2024

Useful credit

Not bad, but useful better too get high credit limit Reviewed on: 21st May 2024

nice to divide payments by 3 and longer term credit...

nice to divide payments by 3 and longer term credit for larger items free. Reviewed on: 21st May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3773 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81347 reviews
Payments
from PayPal 4.70 from 3773 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub