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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165833 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165964)

PayPal is Secure

PayPal is very secure when making payments. Also there are a multitude of businesses that accept PayPal. Reviewed on: 21st May 2024

I love PayPal and wouldn’t be without it.

I love PayPal and wouldn’t be without it. PayPal credit is a really easy way to manage payments of those bigger items and splitting them down is really helpful when times are tough. The offer of 0% across some higher purchases is a great offer too. Reviewed on: 21st May 2024

Easy to use , difficult customer service

Easy to use , difficult customer service Reviewed on: 21st May 2024

Got PayPal credit just so I would have something the...

Got PayPal credit just so I would have something there as a back up in emergencies or when times got a bit tough and it has definitely helped me it on many occasions. Very easy to use and easy to see what’s due to be paid etc. I would recommend this to anyone that is in the same boat and only if it’s something that wouldn’t cause anyone problems ☺️ Reviewed on: 21st May 2024

As buyer you are protected by PayPal 180 days.

As buyer you are protected by PayPal 180 days. Reviewed on: 21st May 2024

PayPal credit helps me save money

PayPal credit helps me save money Reviewed on: 21st May 2024

Great terms, good deals, and good experience

Great terms, good deals, and good experience Reviewed on: 21st May 2024

Good overall experience easy access and movement n t...

Good overall experience easy access and movement n the app Reviewed on: 21st May 2024

Everything has been Good quick and very helpfull

Everything has been Good quick and very helpfull Reviewed on: 21st May 2024

I like to use PayPal for 0% credit for 4 months and...

I like to use PayPal for 0% credit for 4 months and as well to pay in 3 instalments Reviewed on: 21st May 2024

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