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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (158744 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (158745)

Great

Best thing I did getting the paypal credit, great to spread the cost over 3 months Reviewed on: 8th July 2022

Hi

Amazing service provided. Thanks to all Reviewed on: 8th July 2022

Easy to use

A useful tool for purchases that you can spread over a few months, especially when the 0% offers are available. Reviewed on: 8th July 2022

Just the best option for payments

It's just so easy to use, I fully recommend it Reviewed on: 8th July 2022

Excellent service

All I can say is they’ve been there when needed money the most Reviewed on: 8th July 2022

Hassle free

It’s really great and relatable Reviewed on: 8th July 2022

Easy to use.

Very fast and efficient way to purchase anything. Also believe that the whole site and purchase cover is secure so always confident with transactions. Reviewed on: 8th July 2022

No brainer!

Spread the cost of any purchase over £99 over 4 months interest free! Can’t go wrong! Reviewed on: 8th July 2022

Quick, easy to use and deals are amazing.

Applied for credit and was accepted straight away! Used it on the same day for some music production gear, on a take 3. Helped alot. Love paypal and it's secure Reviewed on: 8th July 2022

Brilliant company

Absolutely love these people and their products love to themxx. Reviewed on: 8th July 2022

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