Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166282 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (166375)

My preferred method for online payments!

I use PayPal credit for a lot of online transactions. It’s easy, Safe to use and makes me feel at ease when I see it at checkout! Reviewed on: 22nd May 2024

I like using Paypal credit because it is secure

I like using Paypal credit because it is safe and secure, I trust Paypal to protect me on third party sites. I appreciate that most retailers offer 4 months interest free, I also find paypal credit useful for returning goods and getting refunded before I need to pay each month. Reviewed on: 22nd May 2024

Always had good experience with PayPal.

Always had good experience with PayPal. Reviewed on: 22nd May 2024

Paypal for personal use everyday

Paypal are always there for me when I need them. They are good for providing instant credit when I need them for buying the goods and services I need for every day life when cash is short before the next payday. Reviewed on: 22nd May 2024

Easy and fair.

Easy and fair. Good service. Highly recommended. Reviewed on: 22nd May 2024

Very good experience by using paypal account

Very good experience by using paypal account Reviewed on: 22nd May 2024

It offers instalment for the prices.

It offers instalment for the prices. This is valuable. It would be great if we can pay in supermarkets, or flight tickets. With that way I can easily purchase everything with PayPal. Reviewed on: 22nd May 2024

Always great experience, never had any problems with...

Always great experience, never had any problems with paying with paypal and whenever there was a problem ive always recieved help from the customer service. Reviewed on: 22nd May 2024

Easy to navigate and access information

Easy to navigate and access information Reviewed on: 22nd May 2024

Preferred method of payment

Quick, easy and helpful for my purchases. Stores information and helps with the confidence of knowing the sites I purchase from are legit. Reviewed on: 22nd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81412 reviews
Payments
from PayPal 4.70 from 3774 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub