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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170517 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170580)

Never had a bad experience using PayPal.

Never had a bad experience using PayPal. Customer service I have personally received is exemplary. Had a few dodgy eBay sellers and I have never been left out of pocket. Reviewed on: 1st June 2024

A genius solution to credit

It’s very well integrated.with online purchasing, and the payment terms and options are very clear and extremely worthwhile - enabling me to make some quality luxury purchases without feeling too guilty!. It’s efficient, it’s effortless, it’s genius!! Reviewed on: 1st June 2024

A fantastic way to buy things!

A fantastic way to buy your items knowing that you’re covered in the same way as a credit card. Reviewed on: 1st June 2024

Very pleased

PayPal 4 months interest free credit is great and I use it regularly,it gives me flexibility to buy something when I need it but at same time not to be charged interest as I always pay money within interest free period..only thing which can be improved is paying PayPal as once you authorise a payment,it doesn’t come out of your available balance straight away but takes a few days ,sometimes you lose track that this payment was authorised as well. Reviewed on: 1st June 2024

It was easy to set up and the interest rates...

It was easy to set up and the interest rates are good Reviewed on: 1st June 2024

Easpaypal for all your safe purchasing. y to use.

Easy to use. I feel safe buying products when I use PayPal. Reviewed on: 1st June 2024

Fast, safe, reliable and profitable.

Fast, safe, reliable and profitable. Professionals! It's a convenience for me. Reviewed on: 1st June 2024

Makes life easy, never any issues.

Makes life easy, never any issues. I feel that my spending is secure and safe Reviewed on: 1st June 2024

Excellent service

Good customer service. Telephone reminder about missing payment and money was refunded within dispute of product purchase incorrectly. Reviewed on: 1st June 2024

Easiest payment service for spreading payments

PayPal credit is even Nelly eat to use, and come in very handy for foraging larger payments over a few months Reviewed on: 1st June 2024

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