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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170302 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170358)

Secure and hassle free

Been using PayPal for years - always feels hassle free, convenient and importantly very secure when I'm paying online with PayPal. Gives peace of mind Reviewed on: 31st May 2024

It’s been good safe and reliable

It’s been good safe and reliable Reviewed on: 31st May 2024

I use them all the time.

They are always reliable, have a very good app, and are very helpful. Reviewed on: 31st May 2024

The best thing about paypal is the credit spread ove...

The best thing about paypal is the credit spread over 4 months and pay in 3. I wouldn't usually purchase some items or experience if it wasn't for this flexibility. Reviewed on: 31st May 2024

Very straightforward and easy to use

Very straightforward and easy to use, with good security. Reviewed on: 31st May 2024

Never had a problem - smooth process.

Never had a problem - smooth process. Used it many times for larger purchases. Reviewed on: 31st May 2024

It’s very easy to use and set up

It’s very easy to use and set up Reviewed on: 31st May 2024

Quick and easy and convenant to use would recommend

Quick and easy and convenant to use would recommend Reviewed on: 31st May 2024

Easy to use, smart, organised

Love how easy to use is the app, and very self straight forward. Reviewed on: 31st May 2024

Reliable and Trustworthy.

On many occasions PayPal has help saved my money by not letting fraudulent dealers run without fulfilling their end of the bargain. PayPal is swift and makes online shopping and payment quite efficient. Reviewed on: 31st May 2024

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