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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170135)

PayPal has always been a great reliable and safe way...

5
PayPal has always been a great reliable and safe way to spend online Reviewed on: 31st May 2024

Good value and decent customer service

5
Easy to get through and make payments. Customer service is decent but waiting times are a little long Reviewed on: 31st May 2024

Easy and simple to use.

5
Easy and simple to use. Great for spreading payments Reviewed on: 31st May 2024

Once linked with curve is one of the best financial...

5
Once linked with curve is one of the best financial products of the year Reviewed on: 31st May 2024

Always easy to use, PayPal credit is handy!

5
Always easy to use, PayPal credit is handy! I like 0% offers for 4 month and used many times! Reviewed on: 31st May 2024

Makes holidays possible

5
I have used it for my family holiday for the past 3 holidays and it makes life so much easier, been able to speed the cost for 3 months interest free Reviewed on: 31st May 2024

Never any issues.

5
Never any issues.Quick and easy to use. Reviewed on: 31st May 2024

My fall safe whenever I need to purchase something

5
My fall safe whenever I need to purchase something Reviewed on: 31st May 2024

Never had any issues with PayPal.

5
Never had any issues with PayPal. Always very quick and simple. Reviewed on: 31st May 2024

Very convenient and very good credit borrower

5
Very convenient and very good credit borrower Reviewed on: 31st May 2024

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