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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169887)

PayPal your friend

5
Once you know how it works,it is awesome Reviewed on: 30th May 2024

Good pay later options.

5
Good pay later options. Easy and fast transactions and make it easy to get paid and pay others Reviewed on: 30th May 2024

Good but not enough

5
PayPal Credit is very useful and it's the only credit I use. I just wish it was accepted everywhere. Reviewed on: 30th May 2024

Highly recommended

5
PayPal is easy to use and their customer service is excellent. The staff is always helpful and I would recommend PayPal and PayPal Credit for easy, reliable, hassle-free payment. Reviewed on: 30th May 2024

Always helpful

5
Always helpful when I call with queries, easy to manage Reviewed on: 30th May 2024

Always had good experience with paypal

5
Always had good experience with paypal, easy and convenient Reviewed on: 30th May 2024

Freedom & Security

5
PayPal allows me to pay safely online and PayPal Credit allows me to manage my own finances. Reviewed on: 30th May 2024

Great service

5
I always use PayPal for extra security. Never really had a problem that I can rember. Reviewed on: 30th May 2024

Great service, easy access to credit and helpful wit...

5
Great service, easy access to credit and helpful with resolutions. Reviewed on: 30th May 2024

Safe convenient way to pay on line

5
Safe convenient way to pay on line Reviewed on: 30th May 2024

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