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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169620)

I always use PayPal when paying for goods online.

5
I always use PayPal when paying for goods online. I am still in lockdown condition owing to four major lung conditions & I have spinal issues as well. Latel Reviewed on: 29th May 2024

It's handy to have for last minute things you may ne...

5
It's handy to have for last minute things you may need and don't have the cash at that moment Reviewed on: 29th May 2024

Paypal credit is a fantastic way to spread the cost...

5
Paypal credit is a fantastic way to spread the cost of anything especially with the interest free credit hassle free Reviewed on: 29th May 2024

PayPal'ing since 2003 and it's great!

5
I've been a PayPal user since the time it was partnered with eBay. The overall experience of PayPal has been top notch. I've actively used PayPal credit every 3 to 6 months and their payment plans suited my budget and spend habits. Thank you and please continue to provide the great service. Best Regards. Reviewed on: 29th May 2024

Fantastic service always from PayPal.

5
Fantastic service always from PayPal. All queries solved promptly. Never had a complaint from PayPal. Highly recommended 5 Stars! Reviewed on: 29th May 2024

Brilliant hassle free.

5
Brilliant hassle free. Great sales staff. Never been let down. Reviewed on: 29th May 2024

Fantastic never let me down thank you

5
Fantastic never let me down thank you Reviewed on: 29th May 2024

Very professional and secure always feel safe when u...

5
Very professional and secure always feel safe when using PayPal Reviewed on: 29th May 2024

Easy to use, in every way.

5
Easy to use, in every way. Simple log in, transfer & pay, and receive. Secure and great customer service. Reviewed on: 29th May 2024

Great communication

5
No problems and any dispute has been dealt with accordingly. Money has been repaid by the seller after PayPal involvement. Good communication from company. Been dealt with fairly. Has helped me out when I needed it! Reviewed on: 29th May 2024

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