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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (159480)

Good rates

5
Never got any problem with PayPal Reviewed on: 9th July 2022

PayPal Credit

5
PayPal credit is excellent, it allows you the freedom to purchase things paying at a later date. The interest is not too bad either. Reviewed on: 9th July 2022

Easy, Support, Confidence

5
Payment is made simple and easy. Managing account is clear and hassle free. Support and help is excellent. Gives confidence in PayPal and purchases. Reviewed on: 9th July 2022

So easy and convenient

5
PayPal is the easiest, quickest and most convenient way to purchase when shopping online. I feel safe and secure using PayPal and I would highly recommend. Reviewed on: 9th July 2022

Great facility and customer experience

5
Found PayPal credit easy to set up. It’s a useful tool for spreading the cost of larger purchases. The app is easy to use, handy email alerts when payments are due and making payments on the app was intuitive. 5 stars! Reviewed on: 9th July 2022

safe to used

5
I love to use My paypal credit card if bought online from scams you got money back is very safe to used Reviewed on: 9th July 2022

Easy to use

5
Easy to use and set up credit, great offers Reviewed on: 9th July 2022

big relief in hard time

5
It is big relief during rainy days Reviewed on: 9th July 2022

Amazing

5
The interest rate is reasonable Reviewed on: 9th July 2022

very happy with Pay Pal credit

5
I`m using pay Pal for a number of years now, very easy to make all transactions through pay pal. Reviewed on: 9th July 2022

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