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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (159486 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (159500)

Great payment plans

Pay in 4 is affordable and PayPal is offers it across a variety of goods and services. Reviewed on: 9th July 2022

Dreamed Holliday in Brasil

I sincerely had a wonderful experience with PayPal. With PayPal I turned my dream in reality. I had my dreamed Holliday in Brasil. Reviewed on: 9th July 2022

Definite room for improvement.

Not everything can be automated, failed to respond to support requests and experience many issues with incorrect DDs being taken and payments taking up to 18 days(!) to clear. Reviewed on: 9th July 2022

Outstanding

Great experience, reliable service Reviewed on: 9th July 2022

Amazing credit

PayPal credit is very easy to use and manage payments also you can pay off early without any extra cost Reviewed on: 9th July 2022

Simplistic from start to finish.

Everything is clear & concise with PayPal credit. You always know where you stand, and as far a availability goes, there are soo many merchants accepting PayPal Credit it opens up a world of opportunities. The app is soo user friendly and efficient, and on the one occasion I needed customer service, the assistance was faultless, but mainly, I was met with warmth and value. Reviewed on: 9th July 2022

Love paypal credit card!

It is easy to apply, easy to use, easy to manage. I have been using Paypal since many years ago and no problems so far. Reviewed on: 9th July 2022

PBsoft

My experience is sometimes better sometimes worse but I am happy from both. Reviewed on: 9th July 2022

Amazing

Best experience All my best way to make shop Reviewed on: 9th July 2022

Awesome credit card

Been using PayPal credit for years now and its really been so simple to use Reviewed on: 9th July 2022

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