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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165302)

Using the 3 months & 12 months interest free together

Using the 3 month credit makes life so much easier and using the 12 months credit allows for emergencies. Just before Xmas I was in hospital and my daughter rang me to say the dishwasher had broken, I ordered a new dishwasher on the 3 month interest free. The next day TV broke luckily I was able to use the 12 month interest free to order a new tv. Didn’t even have to contact anyone, both problems solved from my hospital bed Reviewed on: 19th May 2024

It is Good

It is Good and I am happy with it Reviewed on: 19th May 2024

Easiest to use credit system.

Easiest to use credit system. PayPal is the most trustful and most simple to use Reviewed on: 19th May 2024

Such an easy safe way to buy products, so easy to pa...

Such an easy safe way to buy products, so easy to pay your bills. Wonderful. Reviewed on: 19th May 2024

Very good.

Very good. Good experience. Easy to use. Reviewed on: 19th May 2024

A simple and reliable way to pay

PayPal credit is my preferred way of paying because of its reliability, simplicity and interest free options on some payments. Reviewed on: 19th May 2024

Really good service and very handy to have would def...

Really good service and very handy to have would definitely recommend Reviewed on: 19th May 2024

PayPal the best service,l

Excelent service, very good no interest payments. One of the best Reviewed on: 19th May 2024

Always very easy to deal with either making a paymen...

Always very easy to deal with either making a payment to a person contact or eBay Reviewed on: 19th May 2024

Always paypal help me for refund my money

Always paypal help me for refund my money Reviewed on: 19th May 2024

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