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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164734 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164783)

easy to understand payments.

easy to understand payments. Customer service were very knowledge and understanding. Reviewed on: 18th May 2024

PayPal credit helps me loads

PayPal credit helps me loads during these struggling Financial Times, with helping me buy birthday gifts for my loved ones without having to worry about all the money coming out of my bank at once. Reviewed on: 18th May 2024

Highly recommend

Very easy to use and great that you have 3 months to pay especially if unexpected bills may happen. Highly recommend this service and gives piece of mind having this option through PayPal. Reviewed on: 18th May 2024

Honest 5* review.

I have used PayPal for years. Whether that be as a quick payment method for day to day purchases or used to buy the Christmas pressies and birthday presents using PayPal credit. I love that this can then be paid off over time and most of the time these payments are interest free for a set amount of months! I have even dabbled in the crypto section (which I have never done before) and made I little bit of money there. This section was very well explained and made me feel comfortable enough to give it a go with a small amount :). I would honestly say that PayPal as a whole is fantastic and I will keep using it for years to come. Reviewed on: 18th May 2024

It's Alright

Never had any problems using this service. Reviewed on: 18th May 2024

Paypal credit is amazing

Paypal credit has helped me & my family it gives me flexibility and easy repayments! I absolutely love it!! Since using this I have cut up my credit cards & only use this!! Reviewed on: 18th May 2024

PayPal credit is a convenient option ..

PayPal credit is a brilliant convenient option for all my online purchases and gives me great peace of mind. Reviewed on: 18th May 2024

Brilliant service!

Brilliant service! Pay over instalments or use direct credit. Easy to use once you have your application set up - see something and you can buy it. Payments back are by direct debit and you are advised well in advance as to how much that will be. Reviewed on: 18th May 2024

Easy to use and useful to have.

Easy to use and useful to have. It's great to use with flexible payment plans and can be used basically everywhere. Customer service is ok and can be a bit slow but will eventually get back to. Reviewed on: 18th May 2024

Easy and simple to use.

Easy and simple to use. Used it for my mobile phone and had no issues. It’s just like having a virtual credit card but it’s easier to use, over having a physical credit card. Would recommend to help spread payments. Reviewed on: 18th May 2024

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