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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164013 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164017)

my friendly pal

I have been with PayPal for more than 15 years. PayPal customer service is excellent whether the end result is negative towards me they still provide me with all information necessary when fighting a dispute. I also find brilliant the fact that I have four months in which to pay my credit debt but even if not paying it in full their APR is lower than most banks offer. I also find I do not have to worry about when to pay because PayPal sends reminders well in advance and sometimes near the time so that I never fail to have money in my bank account to pay PayPal for my credit. I also find they increase my credit limit in a fair way after noticing how I manage my account. Do my credit limit is a limit I can handle without getting into debt. if I have a problem accessing help via a telephone is very easy, you always get a person after passing security questions. I always feel well looked after by PayPal as a long time customer. Thank you. Reviewed on: 17th May 2024

Good experience

All expenses have been good, never had a problem Reviewed on: 17th May 2024

I have very good experience with using the pay PayPal.

I have very good experience with using the pay PayPal.Recommend!!! Reviewed on: 17th May 2024

PayPal Credit has enabled me to buy relatively rare...

PayPal Credit has enabled me to buy relatively rare musical equipment when it has come up for sale, and spread the cost. Reviewed on: 17th May 2024

Very reliable and fast.

Very reliable and fast. I have always used PayPal credit to purchase very expensive products and I am happy because they have always approved my payments. Very reliable and easy. Customer service is top notch. Reviewed on: 17th May 2024

Interest Free Payments (If paid within the time)

Have used PayPal credit numerous times to pay for things allowing me to spread that cost over the 4 months to pay it back in more manageable payments without any interest Reviewed on: 17th May 2024

I've been using PayPal for many years now and i have...

I've been using PayPal for many years now and i haven't have a bad experience. I use my credit when i need and pay in time. Fantastic 4month interest free. Overall im happy so far. Reviewed on: 17th May 2024

Very convenient way to shop online

Very convenient with added security from PayPal. 0% for 4 months is fantastic and a competitive interest rate going past that. Reviewed on: 17th May 2024

Great customer service

Customer service is great ,and always helpful.Thank you Reviewed on: 17th May 2024

Always found PayPal to be an easy and trustworthy se...

Always found PayPal to be an easy and trustworthy secure way to pay for items . Reviewed on: 17th May 2024

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