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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (162160)

Transaction reassurance.

5
Used PayPal for both large and small purchases. Excellent it's my go to payment method. Reviewed on: 14th May 2024

Alwats there when u need

5
Alwats there when u need help buying, and ur purchase is safe if ur scammed paypal is there to help Reviewed on: 14th May 2024

Brilliant service all round the app is very easily a...

5
Brilliant service all round the app is very easily accessible and allows you to see everything in detail Reviewed on: 14th May 2024

Simple and fast to apply

5
The application was straight forward Reviewed on: 14th May 2024

Good recommendation

4
Good very flexible. I will recommend to my family and friends. Reviewed on: 14th May 2024

Good option to use for several retailers

5
Good option to use for several retailers Reviewed on: 14th May 2024

Easy to use!

5
I’ve been using PayPal credit for a while now and it has been an extremely smooth experience. I am always notified multiple times well before the due date of any payments and payments are extremely easy to make. Reviewed on: 14th May 2024

Nice to get money help when it's needed

5
Nice to get money help when it's needed Reviewed on: 14th May 2024

Money protection ...

5
With PayPal it's always easy to buy from market and the good thing is you receive money back if something happens whit your order Reviewed on: 14th May 2024

Always responsive customer service.

5
Always responsive customer service. Easy to use to pay online. good interest rates. Happy overall Reviewed on: 14th May 2024

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