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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (159505)

Excellent product

5
Very convenient product and super easy to use. Brilliant 4 instalments with 0%. Used so many times esp. for bigger purchases. Reviewed on: 8th July 2022

Ready when you needed

5
I manage to split couple of purchases thanks to PayPal credit. Very useful. Thank you Reviewed on: 8th July 2022

Excellent

5
PayPal credit is quick and easy to use. I find managing it super easy and takes the pressure off on the unexpected purchases. Reviewed on: 8th July 2022

Very reasonable and reliable service

5
I am very satisfied with this service Reviewed on: 8th July 2022

Amazing purchasing power

5
Frees up my ability to pay for things much easier Reviewed on: 8th July 2022

Easy interest free

5
Very easy, hassle free interest free option Reviewed on: 8th July 2022

excellent.

5
Paypal credit facility it is helpful to me and my family. Reviewed on: 8th July 2022

All good like always

4
Its good that they start trading crypto, everything is alright , thank you Reviewed on: 8th July 2022

Great service

5
Very helpful, great customer service Reviewed on: 8th July 2022

Great way to manage spend

5
being able to pay over 4 months is very helpful Reviewed on: 8th July 2022

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