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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164275 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164286)

I've always had a good experience experience.

I've always had a good experience. Reviewed on: 17th May 2024

Great Customer Services Response

Customer service team over phone and webchat/email responses have been great every single I had a query. Reviewed on: 17th May 2024

i'm very pleased with the customer service.

i'm very pleased with the customer service. Very accomodating and helpful Reviewed on: 17th May 2024

I had an issue with a direct debit set up last month...

I had an issue with a direct debit set up last month and I was so agitated. I put a call through to the customer support service and all was resolved within minutes and was indeed happy with the prompt response and unbiased help. Also, the flexible payment plans are Fantastic! Reviewed on: 17th May 2024

PayPal credit

PayPal credit (free over 4 months with monthly payments) is very easy to use, once you have registered for a PayPal account. It can be used for payment on most websites. Customer service is available and fairly easy to access. Reviewed on: 17th May 2024

Great credit experience, far better than my bank!

Great credit experience, far better than my bank! Reviewed on: 17th May 2024

Gives me a chance to spread the cost with no...

Gives me a chance to spread the cost with no interest Reviewed on: 17th May 2024

Paying in 3 installments at 0% interest is very conv...

Paying in 3 installments at 0% interest is very convenient for me when I don’t have enough cash.. Reviewed on: 17th May 2024

My go to for interest free credit and peace of mind,...

My go to for interest free credit and peace of mind,so easy to use Paypal Reviewed on: 17th May 2024

PayPal Credit is a perfect solution

I have used PayPal Credit few times this year and the 4 month interest free is excellent and groundbreaking. Perfect for our needs. Reviewed on: 17th May 2024

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