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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165018 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165074)

Use regularly and always extremely happy with servic...

Use regularly and always extremely happy with service, allows you to purchase large orders without having to pay out all the funds initially, especially when ordering clothes for myself and the kids online. Reviewed on: 18th May 2024

Easy to use the one time I had a problem quickly res...

Easy to use the one time I had a problem quickly resolved Reviewed on: 18th May 2024

Just easy to use gives you options of ways to pay &...

Just easy to use gives you options of ways to pay & you can keep track of all transactions & payments very easily. Reviewed on: 18th May 2024

Perfectly!

Perfectly!! Everything is as it should be, I will never use a loan in any other way again! Very good website, helpful and friendly staff! I recommend it wholeheartedly! Reviewed on: 18th May 2024

Useful for the additional buyer protection.

Useful for the additional buyer protection. It suits my lifestyle. Reviewed on: 18th May 2024

Can't complain about anything to do with PayPal.

Can't complain about anything to do with PayPal. Reviewed on: 18th May 2024

Happy burying

Very good to deal with and always there to support you at times when you don't receive the goods you've purchased Reviewed on: 18th May 2024

Stress free spending .

I've used PayPal credit for many purchases such as room improvements the 4 month interest free period makes payments east and stress free. The app will let you know when a minimum payment is due so there's no risk in missing a payment. Reviewed on: 18th May 2024

Really good

Really good thanks! Always there and very useful Reviewed on: 18th May 2024

Paypal / paypal credit

Paypal is a convenient way to pay, whether using paypal linked to a card or paypal credit. Like most online companies, when things go as planned everything's great, when there's a hiccup, these can be difficult to resolve easily. Luckily most things go as planned. For online purchases it's my preferred payment method, no need to enter card details on every platform, simply use paypal, and it's done. Reviewed on: 18th May 2024

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