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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166282 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (166375)

PayPal credit has allowed me to purchase products on...

PayPal credit has allowed me to purchase products online that I couldn’t afford but it gave me time to pay it back! Reviewed on: 21st May 2024

Great experience. Easy to use

Great experience. Easy to use. Highly recommend Reviewed on: 21st May 2024

Brilliant service and easy to use

Brilliant service and easy to use Reviewed on: 21st May 2024

Easy to use app , user friendly and quick to use whe...

Easy to use app , user friendly and quick to use when needed. Provides extra protection Reviewed on: 21st May 2024

Never had a single problem and it has helped me buy...

Never had a single problem and it has helped me buy things I would not normally be able to. Reviewed on: 21st May 2024

Satisfied with Paypal

I have been using Paypal for quite sometime now and I must say, I am a very satisfied customer. The platform is easy to use, secure, and reliable. I love the convenience of being able to send and receive money with just a few clicks. Reviewed on: 21st May 2024

Great and reliable service.

Great and reliable service. Very easy to use and manage. Reviewed on: 21st May 2024

Used PayPal Credit 3 times now and it’s great!

I have used PayPal Credit 3 times now and it’s a great way to spread the cost of large payments over 3 or 4 months interest free. I have paid for a pushchair, tyres for my car and a refurbished phone using PayPal Credit which meant I didn’t have large outlay costs paying for something fully upfront. Pay off pay of your balance each month is really easy and hassle free. Would highly recommend to anyone! Reviewed on: 21st May 2024

So easy to use, never an issue with paying or gettin...

So easy to use, never an issue with paying or getting extra credit. Most definitely one of the best personal credit lenders out there. I wouldn’t use anyone else! Reviewed on: 21st May 2024

Excellent service.

I have only spoken to customer Services once & the assistant really helped me sort out my password. Pay pal credit is a really useful. I’d definitely recommend it. I’ve tended to use it for bigger items & it is very simple to use. Reviewed on: 21st May 2024

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