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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170816 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170816)

Using PayPal.

Using PayPal. It had been easy going. However, I was not able to cancel a direct debit which was not communicated well. Causing me to pay a big amount. Also paying paypal what I owe has not been very smooth in understanding if the credit is decreasing or not. Overall, I do like the service. Perhaps calling PayPal will make me understand more. Reviewed on: 1st June 2024

PayPal is always stress free to use never had any is...

PayPal is always stress free to use never had any issues and always been happy with the service would recommend to my family and friends Reviewed on: 1st June 2024

PayPal Credit saves money compared to other credit c...

PayPal Credit saves money compared to other credit cards as it offers interest free purchases for a number of months. The Pay in 3 installments is another great feature. Reviewed on: 1st June 2024

PayPal credit is a saver, it makes my life easy.

PayPal credit is a saver, it makes my life easy. Am enjoying it's services very well. Very excellent service . Reviewed on: 1st June 2024

Seamless.

It’s been super easy and I would say it’s seamless. The app covers most if not all areas you may wish to navigate and an abundance of stores accept PayPal now. Can’t fault it at all. Reviewed on: 1st June 2024

Always available to help and always clear with infor...

Always available to help and always clear with information Reviewed on: 1st June 2024

Very fast and reliable, always good on the go

Very fast and reliable, always good on the go Reviewed on: 1st June 2024

RELIABLE , EASY TO USE

Easy to use, lots of options kept upto date , regular reminders Reviewed on: 1st June 2024

Always easy, like 1-2-3.

Always easy, like 1-2-3. Have used Paypal credit a number of occasions and it was always smooth running. Reviewed on: 1st June 2024

Easy and safe way to pay

I'm using PayPal now for about 10 years and find it very easy to use and helpful to avoid sharing my bank/debit card details. Reviewed on: 1st June 2024

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