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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170634 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170637)

PayPal for the win!

PayPal will forever be my go to for a fast and safe payment! Being able to buy now and pay later is a life saver as well and is super easy to apply for and use. Reviewed on: 31st May 2024

Paypal credit is practical and has saved me so many...

Paypal credit is practical and has saved me so many times. I use it monthly and allows me to manage my money better. Reviewed on: 31st May 2024

PayPal is a very simple and easy to use service.

PayPal is a very simple and easy to use service. Reviewed on: 31st May 2024

PayPal credit helps me buy my flight tickets with no...

PayPal credit helps me buy my flight tickets with no stress and allows me time to pay back with 0 interest Reviewed on: 31st May 2024

Easy to manage text messages to let you know before...

Easy to manage text messages to let you know before money comes out 10 out 10 JJL Reviewed on: 31st May 2024

I've had a fantastic experience using PayPal Credit,...

I've had a fantastic experience using PayPal Credit, and I highly recommend it to anyone looking for a flexible and convenient credit option. One of the standout features is its ease of use – integrating seamlessly with my PayPal account, allowing for quick and secure transactions. The ability to manage my purchases and payments through the PayPal app or website has been incredibly convenient. One of the most significant advantages of PayPal Credit is the promotional financing offers, such as four months of no interest on purchases over a certain amount. This feature has given me the flexibility to make larger purchases without the immediate financial burden, and I appreciate the transparency in terms of when payments are due and what interest rates will apply after the promotional period. Customer service has also been excellent. Whenever I had questions or needed assistance, the support team was responsive and helpful, ensuring that my concerns were addressed promptly. Overall, PayPal Credit has provided me with a reliable and user-friendly credit solution, making it easier to manage my finances and make purchases with confidence. Whether you're looking to spread the cost of a big-ticket item or need a bit of extra time to pay off a purchase, PayPal Credit is a valuable tool that I am glad to have at my disposal. Reviewed on: 31st May 2024

No hassle.

Easy to use without the hassle. Never had any problems, always been a pleasure doing business. Reviewed on: 31st May 2024

Safest and most secure way to make payments !

Safest and most secure way to make payments when purchasing online , also with paypal credit you have option of 4 month interest free payments which helps alot when you want to split the payment instead of making one of payment . Reviewed on: 31st May 2024

Good I had a very good experience using PayPal

Good I had a very good experience using PayPal Reviewed on: 31st May 2024

Quick to contact - never experience any issues.

Quick to contact - never experience any issues. Easy to use platform. Reviewed on: 31st May 2024

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